Welcome to the Huntington Honda Finance Center
Finance your new Honda or used car with us: Our finance center is centered on you
It's always enjoyable to shop for a new Honda - or a quality pre-owned car from Honda or another trusted brand. But at Huntington Honda in Huntington, NY, we believe the enjoyment doesn't have to stop when it comes to financing. The experts in our in-house finance center are adept at managing all the numbers on your behalf. And they're just as skillful when it comes to making your financing choices simple, clear and understandable.
Know the differences between a loan and a lease? We can explain
While our financing specialists can tell you the whole story, here are some of the differences in your financing choices that are worth knowing about. A car loan is the most commonly-used form of financing, and for good reason. With a loan, you're actually buying that new Honda or quality used car. With every monthly payment, you're building ownership that represents real cash. With a lease, payments are lower but it's more like renting.
Some advantages of a car loan
Car-buying customers in Dix Hills and Commack, NY who get a car loan are making a solid financial investment, especially with a new or pre-owned Honda model. With a car loan through our dealership, you're creating actual cash value - or "equity" - in the car you're buying. That cash value is real money you can someday use to buy your next car. When you buy with a car loan, you can drive without the restrictions that come as part of a lease.
Some advantages of a lease
The biggest attraction in leasing is the fact that monthly lease payments are lower than loan payments. Another advantage is that the lease down payment - or "amount due at signing" - is less than a loan down payment. You might even find a "zero down" lease. At the end of your lease, you can drop off that leased vehicle, pay the lease-end charges and you're done. Find out more about Honda leasing and look for our special lease deals.
How to get pre-qualified for a loan or lease
If you're one of our customers in Deer Park or Smithtown, NY who know your credit is in good shape, simply fill out our secure online financing application. It's encrypted so your information is confidential and approval rates are 90%. If you have concerns about your credit, you can still get pre-qualified and save time. Submit our pre-qualification form so we can see which financing options might work best for you. You'll either get an immediate reply or one of our financing representatives will contact you directly.
Worried about your credit? We have worry-free financing
Have you had credit struggles? Do you have bad credit - or no credit at all? We understand you still need a good vehicle and we can help you get it at Huntington Honda. Check out our worry-free financing program. We know credit problems can happen to people who are doing their best. We can help you find an affordable Honda or used car and then help you get the right loan or lease financing to pay for it.